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	<title>Phoenix Short Sale Foreclosure Talk</title>
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	<description>Information &#38; Discussion About Short Sales &#38; Other Options to Avoid Foreclosure</description>
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		<title>Three Advantages You Need To Know About Short Sales</title>
		<link>http://shortsaleforeclosuretalk.com/three-advantages-you-need-to-know-about-short-sales/</link>
		<comments>http://shortsaleforeclosuretalk.com/three-advantages-you-need-to-know-about-short-sales/#comments</comments>
		<pubDate>Thu, 30 Sep 2010 17:13:44 +0000</pubDate>
		<dc:creator>Gary Sattelberger</dc:creator>
				<category><![CDATA[Short Sale]]></category>

		<guid isPermaLink="false">http://shortsaleforeclosuretalk.com/?p=44</guid>
		<description><![CDATA[If you want to avoid foreclosure and your mortgage is no longer affordable, a real estate short sale is an alternative to foreclosure that can lead to an entirely different and more positive financial outcome. Here are just a few advantages a short sale has over foreclosure; A successfully negotiated short sale will allow you [...]]]></description>
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		<title>Save My Home AZ &#8211; New Homeowner Assistance Program</title>
		<link>http://shortsaleforeclosuretalk.com/save-my-home-az-new-homeowner-assistance-program/</link>
		<comments>http://shortsaleforeclosuretalk.com/save-my-home-az-new-homeowner-assistance-program/#comments</comments>
		<pubDate>Mon, 27 Sep 2010 17:41:52 +0000</pubDate>
		<dc:creator>Gary Sattelberger</dc:creator>
				<category><![CDATA[Mortgage Modification]]></category>
		<category><![CDATA[Avoid Foreclosure]]></category>

		<guid isPermaLink="false">http://shortsaleforeclosuretalk.com/?p=43</guid>
		<description><![CDATA[The Arizona Dept. of Housing has started a new program called Save My Home AZ to help underwater homeowners avoid foreclosure and keep their home by reducing the principal amount owed on the home. Here is a quick run down on how it works. Eligible homeowners will receive assistance of up to $50,000 to permanently [...]]]></description>
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		<title>Wall Street Knew They Were Dealing In Bad Mortgages</title>
		<link>http://shortsaleforeclosuretalk.com/wall-street-knew-they-were-dealing-in-bad-mortgages/</link>
		<comments>http://shortsaleforeclosuretalk.com/wall-street-knew-they-were-dealing-in-bad-mortgages/#comments</comments>
		<pubDate>Sun, 26 Sep 2010 05:45:29 +0000</pubDate>
		<dc:creator>Gary Sattelberger</dc:creator>
				<category><![CDATA[Mortgage Fraud]]></category>
		<category><![CDATA[Wall Street]]></category>

		<guid isPermaLink="false">http://shortsaleforeclosuretalk.com/?p=41</guid>
		<description><![CDATA[Wall Street knew. They knew they were dealing in bad mortgages. How did they know? Before they bought the mortgages that were later pooled into large blocks (know as mortgage-backed securities or MBS) and sold to unwitting investors, they hired firms like Clayton Holdings to examine the loans. And when they were told that as [...]]]></description>
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		<title>Five Things You Need To Know About Foreclosure</title>
		<link>http://shortsaleforeclosuretalk.com/five-things-you-need-to-know-about-foreclosure/</link>
		<comments>http://shortsaleforeclosuretalk.com/five-things-you-need-to-know-about-foreclosure/#comments</comments>
		<pubDate>Thu, 23 Sep 2010 05:13:33 +0000</pubDate>
		<dc:creator>Gary Sattelberger</dc:creator>
				<category><![CDATA[Foreclosure]]></category>

		<guid isPermaLink="false">http://shortsaleforeclosuretalk.com/?p=38</guid>
		<description><![CDATA[If your mortgage is no longer affordable and you’re thinking of letting your house go into foreclosure, here are five very important things you should know; If you let your house got to foreclosure, you won’t be able to get a new home loan for 5 years. Foreclosure can lower your credit score by 250 [...]]]></description>
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		<title>Homeownership Society, A Little History</title>
		<link>http://shortsaleforeclosuretalk.com/homeownership-society-a-little-history/</link>
		<comments>http://shortsaleforeclosuretalk.com/homeownership-society-a-little-history/#comments</comments>
		<pubDate>Mon, 13 Sep 2010 05:18:36 +0000</pubDate>
		<dc:creator>Gary Sattelberger</dc:creator>
				<category><![CDATA[Strategic Default]]></category>

		<guid isPermaLink="false">http://shortsaleforeclosuretalk.com/?p=34</guid>
		<description><![CDATA[I find the statement by Elizabeth Warren, Congressional Oversight Panel Chairman, particularly telling of the current state of the housing market, &#8220;One in four homeowners who has a mortgage is now below water. And this damages, not only their ability to repay, I&#8217;m going to be really blunt, their incentive to repay.&#8221; In regards to [...]]]></description>
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		<title>It&#8217;s About Time &#8211; Homeowners Sue Big Banks</title>
		<link>http://shortsaleforeclosuretalk.com/homeowners-sue-big-banks/</link>
		<comments>http://shortsaleforeclosuretalk.com/homeowners-sue-big-banks/#comments</comments>
		<pubDate>Sun, 12 Sep 2010 07:43:04 +0000</pubDate>
		<dc:creator>Gary Sattelberger</dc:creator>
				<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Mortgage Modification]]></category>

		<guid isPermaLink="false">http://shortsaleforeclosuretalk.com/?p=31</guid>
		<description><![CDATA[Interesting article in USA Today about pending lawsuits filed by homeowners who jumped through all the hoops to get a HAMP loan modification, were given a trail modification which they successfully completed, only to be turned down and told to immediately pay the difference between their trail payments and their higher original payments or lose [...]]]></description>
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		<title>Feasibility of Fannie Mae’s Strategic Default Policy Questioned</title>
		<link>http://shortsaleforeclosuretalk.com/feasibility-of-fannie-maes-strategic-default-policy-questioned/</link>
		<comments>http://shortsaleforeclosuretalk.com/feasibility-of-fannie-maes-strategic-default-policy-questioned/#comments</comments>
		<pubDate>Tue, 27 Jul 2010 19:00:58 +0000</pubDate>
		<dc:creator>Gary Sattelberger</dc:creator>
				<category><![CDATA[Strategic Default]]></category>

		<guid isPermaLink="false">http://shortsaleforeclosuretalk.com/?p=17</guid>
		<description><![CDATA[Following up on an earlier post, Fannie Mae Cracking Down On Strategic Defaulters Moody’s says Fannie Mae’s latest step may increase awareness of the strategic default issue and deter some borrowers who might be contemplating such a move, but there are definite hurdles to implementing such a policy. Hat Tip DSNews.com In the case of [...]]]></description>
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		<title>Foreclosure as a Corporate Strategy</title>
		<link>http://shortsaleforeclosuretalk.com/foreclosure-as-a-corporate-strategy/</link>
		<comments>http://shortsaleforeclosuretalk.com/foreclosure-as-a-corporate-strategy/#comments</comments>
		<pubDate>Tue, 27 Jul 2010 04:56:36 +0000</pubDate>
		<dc:creator>Gary Sattelberger</dc:creator>
				<category><![CDATA[Foreclosure]]></category>

		<guid isPermaLink="false">http://shortsaleforeclosuretalk.com/?p=15</guid>
		<description><![CDATA[There is another pending foreclosure near the University of Phoenix Stadium, besides the vacant land owned by the Bidwill family. A notice of trustee sale was issued recently for the 40,000-square-foot building at 91st Avenue and Coyotes Boulevard. Hat Tip AZCentral.com The office building was built by Westgate Garden I, LLC, a subsidiary of Ellman [...]]]></description>
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		<title>Land Near Univerity of Phoenix Stadium Enters Foreclosure</title>
		<link>http://shortsaleforeclosuretalk.com/land-near-univerity-of-phoenix-stadium-enters-foreclosure/</link>
		<comments>http://shortsaleforeclosuretalk.com/land-near-univerity-of-phoenix-stadium-enters-foreclosure/#comments</comments>
		<pubDate>Tue, 27 Jul 2010 04:31:22 +0000</pubDate>
		<dc:creator>Gary Sattelberger</dc:creator>
				<category><![CDATA[Foreclosure]]></category>

		<guid isPermaLink="false">http://shortsaleforeclosuretalk.com/?p=14</guid>
		<description><![CDATA[Hat tip AZCentral.com. The family that owns the Arizona Cardinals is fending off foreclosure on land next to University of Phoenix Stadium where they had planned to build a skyscraper office tower, an organic farm, a hotel and townhomes. It really comes as no surprise that even large well funded corporations are having trouble avoiding [...]]]></description>
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		<title>Fannie Mae Cracking Down On Strategic Defaulters</title>
		<link>http://shortsaleforeclosuretalk.com/fannie-mae-cracking-down-on-strategic-defaulters/</link>
		<comments>http://shortsaleforeclosuretalk.com/fannie-mae-cracking-down-on-strategic-defaulters/#comments</comments>
		<pubDate>Sat, 10 Jul 2010 22:27:10 +0000</pubDate>
		<dc:creator>Gary Sattelberger</dc:creator>
				<category><![CDATA[Strategic Default]]></category>

		<guid isPermaLink="false">http://shortsaleforeclosuretalk.com/?p=12</guid>
		<description><![CDATA[Fannie Mae increases penalties for borrowers who walk away. &#8220;We&#8217;re taking these steps to highlight the importance of working with your servicer,&#8221; said Terence Edwards, executive vice president for credit portfolio management. &#8220;Walking away from a mortgage is bad for borrowers and bad for communities and our approach is meant to deter the disturbing trend [...]]]></description>
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